Dec 112018
 

It’s fair to assume that anyone buying a car will want to protect their purchase. This goes for both new and used cars.

While most people are aware of the manufacturer warranties issued when buying a car new, not everyone knows that you can get the same peace of mind on a used car – after the manufacturer warranty expires – with an extended warranty.

Is Every Used Car Eligible for a Policy?

As we mentioned, new cars are protected by manufacturer warranties. While every manufacturer is different, most provide coverage for up to three years or 60,000 miles. After this time, most cars are eligible for an extended warranty (dependent on the respective exclusions of different providers).

Just like the cost of home insurance, which can fluctuate based on the location and construction of your home or the cost of health insurance which can fluctuate based on prior health conditions, the cost of an extended warranty will depend on several factors, including the make and model of your car.

Click here for a free quote! All you need is the make and model of your car or your vehicle registration number.

Save Money With an Extended Warranty

Whether you own a Mercedes or a Mini, repairs and replacement parts can be expensive. But, with an extended warranty, potentially more affordable payments towards your policy could save you thousands and your policy could pay for itself throughout your coverage period.

Why risk paying £5,000 for a new engine or £4,000 for a replacement transmission when you could protect components of your vehicle for much less? At Warranty Direct, we also allow you to choose where your car is serviced to help you get the best price.

Get an Extended Warranty For Your Used Car

Don’t risk it.

Taking out an extended warranty is easy and offers you peace of mind that, in the unfortunate case of a mechanical or electrical breakdown, you’ll be protected. As they say, ‘better safe than sorry’.

Check out our sample policy documents here and give us a call to discuss your options today.

Policies underwritten by Pinnacle Insurance plc. Arranged and administered by Warranty Direct. Authorised and regulated by the Financial Conduct Authority.

Jan 032018
 

Key things every driver should budget for

Keeping a car on the road can cost drivers thousands each year, so along with safety and reliability, running costs are often a top consideration for many when choosing a car.

Warranty Direct has put together its guide on the most expensive outgoings that come with owning a car and how to keep them as low as possible…

Begin with your insurance

In the UK, it is illegal to drive without insurance and if get caught you could face an unlimited fine and disqualification from driving.

Prices for car insurance can vary massively with insurance companies basing prices on different risk factors. Not all factors can be changed, but there are things you can do to help keep premiums down:

  • Keep the vehicle in a secure location
  • Add an experienced driver to your policy
  • Watch your annual mileage (more miles = higher insurance as there is greater chance of an incident)

Comparing quotes from different insurers could end up saving you hundreds a year, so make sure you shop around to get the best possible deal.

Invest in an insured warranty provider

Taking out a warranty is the best way for someone on a budget to monitor their expenditure when it comes to cars.

There is nothing worse than paying out for an unexpected hefty repair bill if something goes wrong. With an extended warranty* this stress is removed should the worst happen, as a warranty can help contribute all or some of the costs associated with getting new parts and paying for the repair labour.

A fixed monthly cost that can be worked into your monthly budget will be more cost-effective than paying out for one large bill per repair.

Shop around for fuel

Saving just 5p a litre on the price of petrol or diesel could save £100 a year for the average driver.

Pump prices vary around the country and there are even different forecourts in the same town – so it pays to get to know the cheapest in your area.

Motorway fuel stations tend to be more expensive, so if you are planning a long journey it’s worth filling up beforehand to avoid potentially paying £8 a tank more.

Supermarkets will often give you a discount at their petrol pumps when you spend a minimum amount in store, so kill two birds with one stone and fill up after doing your weekly shop.

Efficiency is essential

Eco-driving saves an average of 15% in fuel costs, so small everyday things to improve your fuel efficiency can have a big impact.

Drive smoothly and change gear as soon as possible without revving the engine too much – ideally before 2,500 revs in a petrol car and 2,000 in a diesel. You should also change to a lower gear when the engine speed drops below 1500 rpm.

Stick to 70mph on the motorway. By travelling at 80–85mph, fuel costs can increase by 25% or more – (oh, and it’s illegal too!)

Essential car maintenance

The average cost of maintenance on a used car is £472 a year. However, through regular upkeep you may be able to reduce these costs and keep your car on the road for extra miles too.

Here is Warranty Direct’s top do-it-yourself maintenance tips:

  • Check and change the oil every 5,000 miles or every six months, whichever comes first
  • Check fluids – keeping coolant, brake, power-steering and transmission fluids topped up is essential to safety and extended engine life
  • Check tyre pressure – correct pressure improves your car’s safety, fuel efficiency and makes them last longer
  • Change the filters – it’s an inexpensive, quick fix which prolongs engine life, increases efficiency and reduces emissions

Warranty Cover is arranged and administered by BNP Paribas Cardif Limited. Warranty Direct is a trading style of BNP Paribas Cardif Limited. BNP Paribas Cardif Limited is a company, registered in England and Wales No. 3233010 at Pinnacle House, A1 Barnet Way, Borehamwood, Herts, WD6 2XX and is authorised and regulated by the Financial Conduct Authority, Register No.309075

May 232008
 

Car InsuranceOne million motorists have driven uninsured in a year

Over one million drivers in the UK have driven without insurance over the past 12 months, according to new research.

Sainsbury’s Car Insurance has revealed that 1.15 million people have admitted to this crime, which the study has shown varies according to age and location.

While 8 per cent of self-confessed offenders were aged 17 to 24, this level dropped to 5 per cent in the 15 to 34 age group.

Only 2 per cent of drivers aged 35 to 44 drove without insurance, dropping to 1 per cent and under in higher age groups.

London the worst

Londoners were the worst offenders on a regional basis, with 6 per cent of its residents driving uninsured.

The South west and Wales came in next with 5 per cent.

Drivers in the West Midlands, East Midlands and Anglia and the South east were the best behaved within the past year, with just 1 per cent of drivers in each region offending.

Of those who admitted to driving uninsured, 19 per cent of them said they did it because they could not afford insurance.

The same percentage said they did not think it was necessary to have insurance, while 13 per cent said they forgot to purchase it.