Feb 232015

66735peuWarranty Direct has revealed the top 10 most reliable city cars which could bring a smile to the faces of beleaguered commuters in the wake of growing complaints about public transport. Nationally rail journey satisfaction dropped to a low point of 81% in autumn 2014, with punctuality and value for money proving to be the main gripes. However, the canny urbanite may find that getting behind the wheel of a city car is a convenient and cost-effective alternative, with the Peugeot 107 emerging as the most reliable option.

In response to this Warranty Direct has compiled a selection of dependable city cars that won’t cost the earth to run or let their owners down, whether darting through congested city streets or zipping along faster roads.

Warranty Direct analysed its 50,000 live policies, using the Company’s unique Reliability Index (http://www.reliabilityindex.com/) to measure overall reliability by combining rate of failure, average mileage, age and repair cost.

However, with repair bills on some pint-sized runabouts exceeding £2000, it is important to choose wisely.  Here, Warranty Direct has named the top ten city cars based on their reliability which makes them sensible options for motorists looking to cut their costs.

Top ten rated city cars

(A higher Reliability Index rating means the vehicle is less reliable and more expensive to run)

Make Model Year Reliability Index Score Largest repair bill
Peugeot 107 (05-) 19 £763.88
Citroen C1 (05-) 22 £1030.00
Kia Picanto (04-) 27 £724.00
Volkswagen Lupo (99-05) 31 £486.75
Toyota Aygo (05-) 32 £976.05
Volkswagen Fox (06-12) 44 £1144.28
Ford Ka (96-09) 48 £1226.38
Smart ForTwo (07-) 53 £918.89
Fiat Panda (04-) 56 £1345.44
Chevrolet Matiz (05-) 65 £319.60


Perhaps surprisingly, the trendy Fiat 500 fell into the bottom five category, while Fiat’s older Panda model performed well, finishing ninth. Those looking to make a style statement may prefer to look at Smart’s ForTwo, as the 2007 onwards model put in a strong showing. However, the previous Smart ForTwo, originally known as the ‘City Coupe’, finished last overall.

Bottom five rated city cars

(A higher Reliability Index rating means the vehicle is less reliable and more expensive to run)

Make Model Year RI Score Largest repair bill
Smart ForTwo (03-07) 107 £1565.31
Peugeot 1007 (05-09) 106 £1597.80
Fiat 500 (08-) 77 £2074.00
Daewoo Matiz (98-05) 71 £637.70
Rover CityRover (03-05) 70 £809.84


David Gerrans, Managing Director at Warranty Direct commented: “With growing concerns about the rising cost of public transport and the inconvenience caused by strike action, choosing a reliable city car instead could be a wise move.

“In the past decade, these small cars have grown up and are now more advanced and efficient than ever before. However, some small cars have given their owners cause for concern with high repair bills so be careful with your selection.”

Warranty Direct cover starts from as little as £15 a month. For more information on the reliability of your vehicle, visit http://www.reliabilityindex.com/, or for a quote on cover http://www.warrantydirect.co.uk/.