Dec 112018
 

It’s fair to assume that anyone buying a car will want to protect their purchase. This goes for both new and used cars.

While most people are aware of the manufacturer warranties issued when buying a car new, not everyone knows that you can get the same peace of mind on a used car – after the manufacturer warranty expires – with an extended warranty.

Is Every Used Car Eligible for a Policy?

As we mentioned, new cars are protected by manufacturer warranties. While every manufacturer is different, most provide coverage for up to three years or 60,000 miles. After this time, most cars are eligible for an extended warranty (dependent on the respective exclusions of different providers).

Just like the cost of home insurance, which can fluctuate based on the location and construction of your home or the cost of health insurance which can fluctuate based on prior health conditions, the cost of an extended warranty will depend on several factors, including the make and model of your car.

Click here for a free quote! All you need is the make and model of your car or your vehicle registration number.

Save Money With an Extended Warranty

Whether you own a Mercedes or a Mini, repairs and replacement parts can be expensive. But, with an extended warranty, potentially more affordable payments towards your policy could save you thousands and your policy could pay for itself throughout your coverage period.

Why risk paying £5,000 for a new engine or £4,000 for a replacement transmission when you could protect components of your vehicle for much less? At Warranty Direct, we also allow you to choose where your car is serviced to help you get the best price.

Get an Extended Warranty For Your Used Car

Don’t risk it.

Taking out an extended warranty is easy and offers you peace of mind that, in the unfortunate case of a mechanical or electrical breakdown, you’ll be protected. As they say, ‘better safe than sorry’.

Check out our sample policy documents here and give us a call to discuss your options today.

Policies underwritten by Pinnacle Insurance plc. Arranged and administered by Warranty Direct. Authorised and regulated by the Financial Conduct Authority.

Nov 052014
 

breakdownThe Institute of Advanced Motorists knows that nobody wants to be left stranded on the hard shoulder, but if you don’t take care of your car there’s every possibility you will be. Here are their latest tips to guide you through looking after your car, because basic maintenance goes a long way.

Charged battery

A flat battery is one of the most common reasons for a breakdown, so make sure your car battery is properly secured with a clamp in the battery tray, because a loose battery can damage the delicate lead plates. To ensure the battery is charged up, the fan belt needs to be tight. So if you hear a screeching noise after you start the engine you will need to tighten the belt or possibly replace it.

Drivers commuting short distances who use their lights and heater can drain out the battery power. However a longer drive will recharge it fully and give the car a good workout. Ensure the top of your battery is kept clean and dry to stop charge leaking away. Do bear in mind that the car battery will wear out, so be prepared to replace it if it goes flat or is more than five years old.

Coolant level

Water for the radiator must be mixed with the right type of anti-freeze all year round to stop corrosion inside the engine – a common cause of blown head gaskets. Make sure you check the level weekly when the engine is cold. If you find you are topping up far too often, this may be a sign of a leak that needs to be fixed by a mechanic.

Anti-freeze

The first sub-zero day of autumn brings a flurry of frozen engines, caused by too little anti-freeze.  Check you have enough frost protection by removing the filler cap. Siphon a little coolant into a small container and put it in your freezer overnight.  If it freezes, you need more antifreeze.

Oil checks

When you check your oil, it’s important to be on a level ground. It’s not unusual for modern engines to use a little oil – some are designed that way – but a sudden increase in oil consumption is a sign that there’s a problem.  It’s also important to use the correct oil for topping up, so make sure the oil you use meets the requirements listed in the owner’s handbook.  Blown turbo chargers and broken timing chains are possible results of using the wrong oil.

Brake fluid

Modern cars will have a warning light to alert you of a low fluid level, but it’s still worth taking a look at the reservoir while you’re checking the other things under the bonnet.  The level will drop slightly as the brakes wear down, but it should not fall so low that it needs topping up. When new brakes are fitted, the fluid will return to the full level.  If the level has dropped below the minimum, the warning light should come on; get the brakes checked because there may be a fluid leak.

Why not make life easier for yourself by protecting your car with Warranty Direct’s Car Breakdown Recovery including Accident Assistance!

Apr 292009
 

posesHI_COLOR.0003More than half of Britain’s motorists would struggle to pay if their car broke down, according to research from leading insurance specialist, Warranty Direct.

As the credit crunch continues to ravage the economy, 53 percent of drivers admit that the tightening of belts means they can ill afford the average repair bill of £273. According to Warranty Direct data, one in three will suffer a mechanical failure annually*.

Although nearly three quarters (72%) of the 3,000 owners surveyed claim that they would be lost without their cars, more than 5 million said budgets were so tight that they wouldn’t be able to stump up anything at all to keep their car on the road**.

“This is worrying – some motorists are just burying their heads in the sand,” said Warranty Direct’s Duncan McClure Fisher. “In the short term you might save a bit of cash by not servicing your car, but eventually it is going to need work doing on it and you’re only increasing the likelihood that it’s going to be a very expensive repair job on a ‘mobility-fatal’ part.”

Most expensive parts to repair

Part Average cost Maximum cost
Auto transmission £987.17 £2,726.26
Manual transmission £859.21 £4,869.62
Engine £630.64 £5,297.70
Air conditioning unit £422.66 £1,421.82

 

The research also found that a third of owners are now considering extending their service interval this year to save money.

Ironically, drivers in rural Northern Ireland and the North West, who say they are most dependant on their cars (84% and 80% respectively), are also the least able to pay in the event of a breakdown, with 59% of motorists in both areas unable to meet the average repair cost.

Car owners in more affluent areas like London, the South East and East Anglia, are the most likely to be able to pay for ‘mobility-fatal’ failures, with drivers in the capital the most comfortable with the loss of their cars, at 2 in 5.