Jan 102019
 

Petrol v DieselPetrol vs Diesel Cars – Which One is Better?

When buying a car, there are a lot of elements to consider. Some choices – 2-door or 4-door, black or white, leather or cloth – are easy to make and are informed almost entirely by your personal taste. But, some choices – like whether you want a car that is petrol or diesel powered – requires a bit more research. Why? Because your choice could have financial, environmental and experiential consequences.

The Cost of Petrol Cars Vs. Diesel Cars

The cost of a car isn’t calculated using the purchase price alone. You also must factor in the cost of fuel, tax, insurance and servicing. So, while the cost of a comfortable, 4-door car with a diesel engine will cost around £1,500 more upfront than the equivalent car with a petrol engine, it could cost less over time.

Historically, this upfront cost was offset for owners of diesel cars because of lower fuel costs and reduced tax rates. Now, only the former applies. Before April 2018, drivers with cars that produced less than 100g/km of CO2 emissions (for example a Volvo S60, Audi A4 Saloon, or Hyundai i30 Tourer) got a tax break. As of April 2018, though, drivers with diesel cars – even those that produce less than 100g/km of CO2 – are required to pay tax.

But, diesel cars are still – in general – more fuel efficient and therefore require less fuel. While the cost of fuel per litre is slightly higher for diesel, the fuel economy (which is higher both on the motorway and around town) supports lower running costs.

When you also figure in the extra cost of car insurance which, for diesel cars, tends to be 10-15% higher because repairs on diesel cars tend to be more expensive, one could make the argument that in general, petrol cars cost less. Of course, this is completely dependent on the make and model.

The takeaway: do your research! The purchase price is just part of the equation.

Do Diesel Engines Pollute More Than Petrol Engines?

A lot of the conversation around diesel cars has to do with their environmental impact and, in particular, their toxic emissions. But, if you look back several years, you’ll see that in reaction to the 1997 Kyoto Protocol to reduce greenhouse gas emission (especially CO2), diesel was actually promoted as the environmentally friendly option. This, again, comes down to the cars’ fuel economy.

While diesel fuel does contain more carbon than petrol, their CO2 emission tends to be lower because diesel engines are a lean-burn meaning they use less fuel and more air compared to petrol engines.

So, what’s changed?  Nothing…in terms of CO2 emissions. Now, the public (and governments) are equally concerned about toxic emissions that are immediately harmful to humans.

Both petrol and diesel engines produce nitrogen oxides, but petrol cars have a built-in three-way catalytic converter that cleans up these toxins to emit significantly less than diesel cars. Diesel cars have something similar – a diesel particulate filter or DPF – but these require regular maintenance.

This explains why, in the UK, new MOT rules dictate that diesel cars with a DPF can’t have visible smoke coming from their exhaust and can’t show any evidence of tampering. Both result in an automatic fail.

Given the environmental impact, higher tax rates, and more strict MOT rules, some people are starting to wonder if diesel cars will one day be banned. While it’s impossible to answer this question, it is worth mentioning that the UK government is under significant pressure to ban both diesel and petrol cars by 2032 to ensure all cars on the road are zero emission by 2042.

Are Diesel or Petrol Cars More Powerful?

 If you’re looking for a car with some serious ‘get-up-and-go’, you might prefer a diesel powered vehicle. Diesel produces huge amounts of torque (power), which explains why lorries, buses and other large vehicles are often diesel powered. Torque allows for better overtaking power and towing ability but that’s not to say that petrol cars won’t get you where you’re going.

So, Which is Better?

That’s up to you! Both come with a list of pros and cons and it’s important that you decide what’s important to you when buying a car, whether it’s used or new.

Whichever you go for, make sure you protect yourself in the event of unexpected vehicle failure by getting a quote with Warranty Direct today!

Policies underwritten by Pinnacle Insurance plc. Arranged and administered by Warranty Direct. Authorised and regulated by the Financial Conduct Authority.

 

Jan 072019
 

Motoring Trends 2019While the auto industry is undoubtedly looking ahead to driverless cars and automation, drivers are also focusing on the here and now and looking to enhance both their cars and the overall driving experience.

With this in mind, Warranty Direct looks at the car trends set to hit the auto industry next year…

Stay connected

The number of connected cars has increased in recent years but it looks set to rise even more in 2019.

In simple terms, these vehicles use mobile internet technology to control the main car functions remotely via a tablet device, smartphone, computer or smartwatch.

Not only does this enhance the driver’s experience, but it could also reduce accidents and ease traffic.

Vehicle speed and the distance to other vehicles can be adjusted to reflect conditions on the road, marking a major breakthrough that could reach beyond the auto industry.

She’s electric

Electric cars will see a significant growth in 2019, following 2018, which saw a record high in sales. This surge reflects growing consumer interest in both hybrid and electric cars.

With the UK government confirming plans to end the sale of all new conventional petrol and diesel cars, there will be an increase in manufacturers expanding their electric and hybrid roster.

In-car payments

Most motorists will know using your mobile phone behind the wheel is illegal, however, some may not know using your phone for contactless payments at a drive-through could land you in trouble with the law.

Luckily for us, car manufacturers are creating built-in in-car payment systems to combat this issue. Jaguar was the first to introduce this technology, after launching the world’s first in-car payment system in association with Shell.

At the moment, it can only be used when paying for petrol at Shell garages; however, future cashless tech research from Jaguar includes parking and drive-through restaurants.

Tech wins

Apple CarPlay and Android Auto are set to dominate in 2019, making the apps you use on your smartphone available every time you get behind the wheel.

Not only that, wireless charging is appearing in more and more new cars as the number of smartphone handsets with this capability increases.

Both of these features are designed to boost the driver’s experience, creating seamless and easy-to-use features that will take the stress out of driving.

Buy, finance or rent?

With consumers going crazy for subscription services such as Netflix and Spotify, it looks like the car industry is following suit.

2019 will see a sharp rise in websites looking to disrupt Britain’s car industry, offering customers a chance to rent a car online. Some services will see drivers pay a monthly subscription fee which covers the car and other aspects like insurance and servicing.

If you’re purchasing a used car this year make sure you look into obtaining warranty cover for protection against unexpected mechanical or electrical breakdowns.

Launching ‘new classics’

Motoring experts predict we’ll see revivals of old nameplates, refreshed and redesigned with modern twists and enhanced versions of current vehicles which have historically performed well.

Revamped classics set to be big in the new year include the Audi A3, Peugeot 208, BMW 1 Series, Volkswagen Golf, Vauxhall Corsa, Renault Clio and SEAT Leon.


Policies underwritten by Pinnacle Insurance plc. Arranged and administered by Warranty Direct. Authorised and regulated by the Financial Conduct Authority.