Jul 262017
 

A UK leading car warranty provider, Warranty Direct, has analysed MOT and vehicle testing data from the Driver and Vehicle Standards Agency (DVSA) and claims on over 40,000 of its own live policies to reveal how much the most common MOT issues are costing UK drivers.

Nearly 40 percent (36.8%) of class three and four vehicles (including cars and vans) failed MOTs last year. The faults which caused the majority of failures were lighting and signalling issues, suspensions and brakes.

Lighting and signalling defects were the most common reasons for MOT failures across the UK, causing 19 percent of all failures.

Electrical faults (which incorporate lighting and signalling issues) also made up nearly 20 percent of all Warranty Direct’s authorised claims. According to Warranty Direct, the vehicle makes which experienced the most electrical issues last year were:

  Vehicle make Electrical Faults as Percentage of vehicle make Claims
1 Renault 38%
2 Seat 30%
3 Bentley 29%
4 Ford 24%
5 Mitsubishi 23%

 

While the electrical improvements of newer cars can enhance automotive performance and safety, they can cause more failures due to the complex nature of parts. However, many smaller electrical faults could be avoided by owners carrying out consistent maintenance tasks more regularly between MOTs.

For example: indicator, tail and brake lights can be fitted for as little as £5.00 each. It’s concerning that many British motorists willingly take risks and drive vehicles with dangerous faults on the roads when many of these issues are easily detectable and cheap to fix.

The second-most common cause for MOT failures were suspension faults, which accounted for 13 percent of tests where defects were found. Axle and suspension issues were another major source of claims for Warranty Direct.

Braking systems were the third biggest reason for cars not passing MOTs across the UK, making up 10 percent of all failure rates. Warranty Direct, on average, paid £369.15 for authorised claims made against braking systems.

Despite the expense of such issues, avoiding paying out for repairs on brakes is one of the most dangerous decisions a car owner can make. The Department of Transport reported that in 2015, 1,131 accidents were caused by defective vehicles, of which nearly a third were caused by unsafe brakes (364).

Simon Ackers, CEO of Warranty Direct commented on the latest findings, saying: “The most recent high MOT failure rates are of significant concern. The results indicate a large proportion of drivers are not taking the necessary safety measures when it comes to their vehicles, these costs could also be avoided with the purchase of an extended warranty, which covers failures to insured vehicle parts that are found during a service or MOT test.”

Jan 292016
 

Warranty Direct reprised the title sponsorship of the What Car? Car of the Year Awards for the fourth year running, at a prestigious ceremony at the Grosvenor House hotel in London during January. Nineteen awards were up for grabs at the ceremony which saw the Audi A4 3.0 TDU 218 Sport take the top honours for Car of the Year.

According to What Car? the Audi motor earned the top accolade by bringing a new standard of “refinement, interior quality and technology to the compact executive class.” The Audi A4’s awards tally for the night doubled as it also won the Compact Executive Saloon of the year.

The awards for the Audi A4 were part of a very successful night for owners the VW Group. The motor manufacturer dominated the awards by winning nine out of the nineteen categories. Despite a turbulent year for VW Group, which included the emissions scandal, the German automaker is still considered to be producing some of the best cars on sale today.

Other awards were won on night by the Ford Fiesta ST-2 (Hot Hatch award), the new Mazda MX-5 (Convertible award), Volvo XC90 (Safety award), the Nissan Qashqai (Small SUV award) and the Land Rover Discovery Sport (Large SUV award).

In addition to being the headline sponsor, Warranty Direct also sponsored the individual City Car Award category, revealing the best new city car currently on the market. This award was given to the Hyundai i10 1.2 87 SE for its practicality and drive.

Warranty Direct has sponsored the highly regarded Car of the Year Awards since 2013, working with What Car? to support the judges with invaluable insight on car reliability and running costs.

Warranty Direct managing director, David Gerrans, said: “The What Car? Awards represent one of the most important celebrations on the calendar for all those who work in the automotive industry.

“The Awards honour the accomplishments of individual car manufacturers, which then creates the substance from which expert advice can be offered to any consumers considering their next purchase.

“Warranty Direct always keeps close watch on the Awards success stories, because we then update our unique Reliability Index*, which analyses cars and measures their overall reliability.”

* –  Any new cars released this year, which are contenders for the 2016 Awards sponsored by Warranty Direct, will not appear on the company Reliability Index until 2019.

Nov 302015
 

 

 

 

 

 

 

Need a small family car? It has to be either a posh VW Golf or a hardworking Ford Focus.

Why Buy?

No one ever made a mistake by choosing a VW Golf. Even now, after the diesel scandal, these are still regarded as well built, practical and reliable. The Ford Focus has a bit more of a twist, it is still practical and cost effective to run, but it is also fun to drive. Many buyers like that.

Which models?

 The 2004-2009 Golf is regarded as the period when the model returned to form. They have decent safety equipment and the SE is the best spec. The all-new Focus had a tough act to follow, but it is stylish, spacious and reliable. LX specification has air conditioning.

Are they reliable?

The Golf has proved to be very trustworthy, the trouble is that fixing the Golf is always more costly than the Ford, by some margin. Also, Warranty Direct makes it clear that overall the Focus has proved to be the more reliable buy. So for cost and overall reliability the Focus wins.

How much do they cost?

It is now possible to buy high mileage examples from 2004 to 2005 at below £2000. Late examples are now around £8000, usually the high spec sporty ones. The focus is often discounted and around in large numbers so prices start at just over £1000 rising to £7800 or so.

Sum Up: Golf means style and quality, but it will cost more to run. The Focus means low running costs and reliability, the sensible choice.

Volkswagen Golf

 Average Repair Cost: £306.97

Axle and Suspension: 19.41%*

Electrical: 16.47%*

Engine: 21.76%*

Warranty Direct Rating: Average

* Failure rate

Ford Focus

Average Repair Cost: £280.83

Electrical: 30.39*

Axle/Suspension: 15.31%*

Engine: 16.47*

Warranty Direct Rating: Above Average

* Failure rate

Apr 222014
 

FordBMWFord is now rated as reliable as BMW by 74,414 Ford and BMW owners.  Owners also rated Ford better on fuel economy. Over 536,778 car owners have been involved in rating virtually every make and model on British roads on a review site in the last 14 months.

Ford ratings have steadily increased and now the American owned world car brand is as reliable as BMW in owner’s eyes.

WeLoveAnyCar.com spokesman said, “Soon Ford could overtake BMW overall. The BMW ‘Overall’ rating is just 0.1 ahead of Ford and the trend for Ford is up.”

Car owners were asked to rate their car out of 5. The results are clear:

Ford BMW
Fuel Economy rating 3.8 3.52
Reliability rating 4.42 4.42

 

BMW still managed to score higher on other factors and is ahead for comfort and driving experience. The overall score on the car review site combines all these factors and the margin between the two car brands is almost too close to call.

Ford BMW
Overall rating 4.12/5 4.22/5

 

BMW has a higher rating when owners are asked; “would you recommend your car?” However at 4.38/5 they were only 0.08 ahead of the Ford owners score at 4.30/5.

Warranty Direct use their real claims data to put together the Reliability Index indicating that owners may be correct in this trend. While BMW lingers at 29th (http://www.reliabilityindex.com/manufacturer) in the manufacturer’s rankings Fords come in at 8th!