Jul 262017
 

A UK leading car warranty provider, Warranty Direct, has analysed MOT and vehicle testing data from the Driver and Vehicle Standards Agency (DVSA) and claims on over 40,000 of its own live policies to reveal how much the most common MOT issues are costing UK drivers.

Nearly 40 percent (36.8%) of class three and four vehicles (including cars and vans) failed MOTs last year. The faults which caused the majority of failures were lighting and signalling issues, suspensions and brakes.

Lighting and signalling defects were the most common reasons for MOT failures across the UK, causing 19 percent of all failures.

Electrical faults (which incorporate lighting and signalling issues) also made up nearly 20 percent of all Warranty Direct’s authorised claims. According to Warranty Direct, the vehicle makes which experienced the most electrical issues last year were:

  Vehicle make Electrical Faults as Percentage of vehicle make Claims
1 Renault 38%
2 Seat 30%
3 Bentley 29%
4 Ford 24%
5 Mitsubishi 23%

 

While the electrical improvements of newer cars can enhance automotive performance and safety, they can cause more failures due to the complex nature of parts. However, many smaller electrical faults could be avoided by owners carrying out consistent maintenance tasks more regularly between MOTs.

For example: indicator, tail and brake lights can be fitted for as little as £5.00 each. It’s concerning that many British motorists willingly take risks and drive vehicles with dangerous faults on the roads when many of these issues are easily detectable and cheap to fix.

The second-most common cause for MOT failures were suspension faults, which accounted for 13 percent of tests where defects were found. Axle and suspension issues were another major source of claims for Warranty Direct.

Braking systems were the third biggest reason for cars not passing MOTs across the UK, making up 10 percent of all failure rates. Warranty Direct, on average, paid £369.15 for authorised claims made against braking systems.

Despite the expense of such issues, avoiding paying out for repairs on brakes is one of the most dangerous decisions a car owner can make. The Department of Transport reported that in 2015, 1,131 accidents were caused by defective vehicles, of which nearly a third were caused by unsafe brakes (364).

Simon Ackers, CEO of Warranty Direct commented on the latest findings, saying: “The most recent high MOT failure rates are of significant concern. The results indicate a large proportion of drivers are not taking the necessary safety measures when it comes to their vehicles, these costs could also be avoided with the purchase of an extended warranty, which covers failures to insured vehicle parts that are found during a service or MOT test.”

Jul 192011
 

renault meganeThe car most likely to suffer an electrical fault is the Renault Megane, with a staggering one in three sustaining a malfunction each year, according to Warranty Direct.

With cars increasingly packed full of technical wizadry, it’s perhaps unsurprising that electrical faults account for 27% of all car failures, up by about 17% on five years ago*.

Overall, nearly four in 10 cars go awry each year and electrical problems are among the most common causes of breakdown, with repair bills running as high as £2,500.

While the Megane is not necessarily known for its gadgetry, the French hatchback’s electrical gremlins contribute to an overall failure rate of 50 per cent, with the Peugeot 607 and BMW’s sporty Z4 close behind as the next most likely cars to ‘short circuit’.

The top 10, compiled by Warranty Direct using data from the 50,000 live policies that contribute to its www.Reliabilityindex.com website, indicate a potential Achilles’ Heel for European cars, which feature exclusively.

Top 10 cars to suffer electrical faults

Make, Model, Chance of failure

Renault Megane (02-09)34.66% Peugeot 607 (00-10)31.28% BMWZ4 (03-09)29.86% Renault Modus (04- )29.61% Audi A2 (00-06)29.02% Land Rover Range Rover (02- )28.75% Land Rover Discovery (04- )26.94% Audi A3 (03- )26.58% Smart Roadster (03- )25.67% Audi A4 Convertible (05-09)24.44%

Duncan McClure Fisher of Warranty Direct said: “Electrical faults are extremely common and the amount of computer technology we demand in our new cars today is to blame.

“We pay a huge number of claims to fix highly complex systems such as the electronic control units at the heart of modern cars.

“Often problematic to put right, owners can end up visiting expensive franchised dealers to fix faults.”

Just under a third of drivers who own the opulent Peugeot 607 pay for electrical glitches, possibly due to its well appointed cabin and relatively luxurious specification.

BMW’s Z4, with its clever electric folding roof, is third, followed by another Renault and a brace of Audis and Land Rovers. The quirky Smart Roadster and A4 Convertible complete the rundown with around a quarter incurring problems with their electrics.

According to Warranty Direct, nearly four in 10 vehicles will develop a mechanical failure during any 12-month period. However, the figure varies dramatically depending on the make and model.

Warranty Direct cover starts from as little as £15 a month. For more information on the reliability of your vehicle, visit www.reliabilityindex.com, or go to www.warrantydirect.co.uk for a quote.