Sep 302006
 

WDThe ‘one size fits all’ mentality of choosing and buying an aftermarket car warranty is about to change thanks to independent provider, Warranty Direct.

The leading mechanical breakdown insurer has radically overhauled the way motorists can purchase, and benefit from, protection following the expiry of the traditional manufacturer’s three-year policy. An average of 200,000 cars fall out of manufacturer warranty every month.

Via an interactive website (www.warrantydirect.co.uk), the new direction puts the consumer firmly in the driving seat.

From now on, a motorist’s current circumstances, whether they own the car already, or are in the process of buying from a dealer, auction or privately, will determine the type, level and cost of cover available.

For example, if you own a vehicle with an existing manufacturer’s warranty in place, you can now inform Warranty Direct of the warranty’s expiry date and benefit from the firm’s unique Wear & Tear Inclusion policy with a seamless transfer of cover.

Similarly, if you’ve bought a used car from a dealer with basic warranty included, you can “add” Warranty Direct cover to this (i.e. an extra 9 months if you have already bought 3 months protection). Additionally, you can choose to upgrade any basic dealer warranty to Warranty Direct’s comprehensive cover from day one.  “Wrap” these new products around the Dealer warranty you can now get 12 months protection for much less than a conventional annual warranty would cost.

Warranty Direct also offers an extensive range of policies to suit the private buyer.  If you’re seeking to “protect” yourself against early unforeseen disasters then consider Warranty Direct’s 3-month policy. If you make no claims during the initial 3-month period and then choose to extend your cover,a discount will be applied to the subsequent premium.

According to Warranty Direct figures, 1 in 3 vehicles will suffer a mechanical breakdown every year. The cost of repair now averages nearly £400 but can run into the thousands. To check on the reliability of your vehicle, visit www.reliabilityindex.co.uk

Sep 202006
 

MiniThe iconic MINI is officially Britain’s best all-round used car package, according to a new survey involving the nation’s motoring media.

Automotive warranty company, Warranty Direct, canvassed the judgement of journalists on a shortlist of the forty most reliable models in the market. The poll looked at eight categories in all – Supermini, Small Family, Family Car, Compact Executive, Executive, MPV, 4×4 and Roadsters – using data from over 56,000 policies.

Such a majority concurred that MINI was ‘best in class’ that it not only topped its respective category, but also raced away with the title of Britain’s Best Used Car Buy by gaining more votes than any other model considered.

Following the MINI closely the finish, Mazda’s MX-5 won the Roadsters category with a resounding 61 percent of votes, while BMW’s 5-Series took the final place on the winner’s rostrum with 58 percent of votes in the Executive sector.

Over half of the journalists interviewed agreed the honour of best Small Family Car should go to Ford’s Focus. The Honda Accord – which recently topped a Warranty Direct poll of the Top 100 most reliable used cars over the past decade – won the accolade of best Family Car with 45 percent of the votes.

Less unanimity was reached in the Compact Executive, MPV and 4×4 categories, with BMW’s 3-Series, the Vauxhall Zafira and the BMW X5 motoring away with the honours respectively.

“Reliability continues to be a key factor for any used car buyer,” says Duncan McClure Fisher, spokesman for Warranty Direct, “but clearly there are many other factors which affect a car’s overall desirability.”

“The specialist, informed knowledge of our respondents means this survey can safely offer sound advice to anyone looking to buy in the current used car market”.

Warranty Direct’s unique www.reliabilityindex.co.uk website lifts the lid on the reliability and associated repair costs for hundreds of vehicles.

Winners and Spinners of each category

 

The Categories

The Winners

Percentage of Votes for Winners

The Competition

SuperMini

MINI

65%

Nissan   Micra (23%)

Rover   25 (6%)

Vauxhall   Corsa (0%)

Fiat   Punto (6%)

Small Family

Ford   Focus

52%

Honda   Civic (13%)

Citroen   Xsara (0%)

Skoda   Octavia (35%)

Fiat   Brava (0%)

Family Car

Honda   Accord

45%

Volvo   V/S40 (10%)

Toyota   Avensis (6%)

Ford   Mondeo (33%)

Vauxhall   Vectra (6%)

Compact Executive

BMW   3-Series

42%

Jaguar   X-Type (3%)

Lexus   IS 200 (35%)

Audi   A4 (10%)

Mercedes   C-Class (10%)

Executive

BMW   5-Series

58%

Mercedes   E-Class (14%)

Volvo   S80 (6%)

Jaguar   S-Type (3%)

Audi   A6 (19%)

MPV

Vauxhall   Zafira

39%

Ford   Galaxy (10%)

Fiat   Multipla (13%)

Volkswagen   Sharan (6%)

Renault   Espace (32%)

4×4

BMW   X-5

32%

Toyota   RAV4 (22%)

Mitsubishi   Shogun (10%)

Mercedes   M-Class (10%)

Honda   CR-V (26%)

Roadsters

Mazda   Mx-5

62%

Mercedes   SLK (3%)

MG   TF (3%)

BMW   Z3 (3%)

Porsche   Boxster (29%)

Sep 062006
 

Older carsThe downward trend in new car sales is set to continue in September, warns aftermarket warranty specialist, Warranty Direct.

The independent insurer has recorded a significant 110 percent increase in motorists looking to extend their manufacturer warranty against the same period last year.

The trend is a clear indication that car owners are keeping hold of their current models for longer rather than opting to buy new, according to Warranty Direct. “22 percent of our most recent policies have been on September ‘53’ plate cars – those just coming out of the manufacturer’s three-year protective umbrella,” says Duncan McClure Fisher of Warranty Direct.

September is traditionally one of the busiest for new car sales, with thousands trading in their current model as the spectre of reliability, and the resultant cost of repair, rears its head. McClure Fisher says: “Given the sound cover afforded by the manufacturer in years one to three, this is understandable.

“However, people are thinking twice at the moment about buying new, but at the same time, they are still wishing to have the peace of mind traditionally associated with owning a new car – that is no repair bills.”

Market leading cover from Warranty Direct, which includes protection against consequential loss and wear and tear, is available from an average of just £280 year. Best sellers amongst the general public, like the Peugeot 206 or Citroen Xsara Picasso, can secure comprehensive cover for £250 and £270 a year respectively*.

Cover from Warranty Direct starts from as little as £200 per year, and is available on all vehicles between three and ten years old. Call 0800 731 7001 or log on to www.warrantydirect.co.uk for a quote.